Vijay Laxmi -SHG is a self help group consisiting of 10 poor house wives belonging to Nayakpaad tribe who work as coolies (agricultural labour) to earn their meagre living .The group came to know about NSTFDC's schemes. They approached Project Officer ITDA Utnoor with  request to provide the group loan .The P.O. agreed and sanctioned loan to Vijay Laxmi SHG for the purchase of one Auto-rickshaw .The Auto-rickshaw is  operated by a driver hired by the group in Jannaram Mandal of Adilabad District. The auto is running successfully and is generating additional income to the SHG members.