ADIVASI MAHILA SASHAKTIKARAN YOJANA
An exclusive concessional scheme for the economic development of eligible Scheduled Tribe Women.
(i) UNIT COST
NSTFDC provides Term Loan for Scheme(s)/Project(s) costing upto Rs. 50000/- per unit/profit centre.
(ii) QUANTUM OF ASSISTANCE
NSTFDC provides term loan upto 90% of the cost of the Scheme(s)/ Project(s) subject to the condition that the SCAs contribute their share of loan as per their scheme and provide the eligible subsidy. The SCAs may endeavor to tie-up financial assistance from other sources if any.
(iii) PROMOTER’S CONTRIBUTION
Minimum promoter's contribution may not to be insisted upon.
(iv) INTEREST RATE
NSTFDC charges highly concessional interest @ 2% p.a. from the SCAs. The SCAs may charge a maximum interest @ 4% p.a. from the ultimate women beneficiaries.
(vi) REPAYMENT PERIOD
(a) The loan is to be repaid in quarterly/ half yearly instalments as the case may be within a maximum period of 10 years including suitable moratorium period.
(b) The repayment period of the scheme is fixed by NSTFDC based on nature of activity and cash generating capacity of unit.
(c) SCAs are allowed extra repayment period of one year over and above the repayment period allowed to the beneficiaries.